Affordable housing

Affordable Housing Strategy 2014-2018 CoverpageCouncil recognises that many residents are experiencing problems with housing affordability, and that affordability is an issue across all tenure groups.

The Moreland Affordable Housing Strategy aims to maximise the supply of affordable housing in the municipality.

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The Moreland Affordable Housing Profile provides research detail about tenure and affordability in Moreland, which are used to inform a range of Council strategies and project work.

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Affordable housing definitions

Affordable housing

Well-located housing, where the cost of housing (whether mortgage repayment or rent) is no more than 30 per cent of the household’s income.

Housing stress

A measure used by government and housing researchers that suggests that households who spend more than 30 per cent of their income on housing costs, whether rent or mortgage, are deemed to be living in housing stress. This measure is especially applicable to households in the lowest 40 per cent of Australians ranked by gross income.

Appropriate housing

Well-located housing which facilitates mobility and links the household to education, work, leisure, health, transport and other required services. Appropriate housing also allows for expression of cultural identity and individual privacy and is a more subjective concept than affordability.

Accessible housing

Also described as ‘barrier-free design’, accessible housing allows full access and use by all occupants and visitors. To be defined as accessible housing a dwelling must contain no physical barriers and be user-friendly for people of all abilities including individuals with wheelchair dependency, acquired brain injury, balance problems, reduced limb functioning, temporary immobility due to accidents and illness, parents/carers with young children in prams, pushers and bikes and so on.

Housing diversity

Housing diversity acknowledges that housing can vary considerably according to affordability, form, personalisation, expression of culture, taste, size, function and subjective meaning. In practice diversity is often simplistically measured by variation in provision of bedrooms.

Public housing

In Victoria, the Commonwealth and State Governments jointly fund public rental housing. This is administered through the Office of Housing at the Department of Human Services. Eligibility for public housing is determined by assets and income, special need and residency and citizenship criteria. Generally rents are capped at between 25-30 per cent of income.

Community housing

Community housing is an alternative to public housing and private rental and operates as a not-for-profit housing system. Combined rents of occupants are used to cover running costs over the long term. Community housing includes housing provided under SHIP (no longer available), Housing Associations and cooperatives where tenants participate in the management of their dwellings. There is only a small supply of community housing in Victoria. Community Housing Federation of Victoria has more information.

Social housing

Social housing is not-for-profit housing owned and managed for the primary purpose of meeting social objectives such as affordable rents, responsible management, security of tenure and good location in relation to employment services. This umbrella term encompasses public housing, community housing and some affordable housing.

Housing Associations

Housing Associations are regulated, non-government institutions that provide and manage affordable, secure, long-term rental housing for low income households, often with capital grants from government. Housing Associations own and manage stand-alone properties, rooming houses, accommodation with onsite support, medium density housing and flats. Since 1 January 2005 Victorian Housing Associations are regulated under the Housing Act 1983.

Model housing

Model housing applies to cutting edge housing projects that demonstrate innovative approaches to funding, design, construction and technology, management, tenure, environmental and social practice.